We'd all love to have money to spend and these 10 indicators will tell you why a budget system could benefit you by allowing you to spend, not restrict you.

An intentional way to cover the areas that may cause you to overspend.

I'm sharing my current household budget to inspire others to get out of debt and live on less than you make.

The 2018/2019 financial year was hard for me on my lowest income for the second year in a row. I kept a record and have documented the past year. This is how I coped and what I had to pay for with my little income while building up a small business.